Our Ten Client Deliverables are supported by the 143 items on our proprietary annual planning checklist.

These 143 checklist items represent our tangible and specific definition
of comprehensive financial services.

We were the first firm in the financial services industry to define the term
"comprehensive financial services" in a specific and measurable way.

1. Financial Roadmap Update Meeting: A complete and thorough annual update of your Financial Roadmap (focus on client values, goals, and benchmarking of progress)

• Annual Financial Plan Internal Backoffice Deliverables:
  • Updated Capital Projections – Financial Planning Subject Matter Expert
  • Written Plan for Cash Reserves – Financial Planning Subject Matter Expert
  • Written Plan For each individual financial asset –Asset Management Subject Matter Expert
  • Written Plan for each goal – Financial Planning Subject Matter Expert
  • Written Plan for estate – Estate Planning Subject Matter Expert (attorney)
  • Written Plan for the right kinds and amounts of all insurance – Our Insurance Consultant Subject Matter Experts

2. The Greatest Probability Strategy (Your GPS): Delivery of your updated step-by-step Implementation Plan of Action summarizing your financial plan into a simple chronological list of every action item or recommendation for you by any member of our Deliverables Team.

3. Progress Reports: Delivery of a progress reports to you every four months. This simple summary of your assets is designed to show you the progress you are making benchmarked against the goals you have set for yourself.

4. Growth Assets: Your Asset Managment Subject Matter Expert will recommend the optimal strategy and tactics and make specific, on-going, recommendations to deploy your assets to create the greatest probability that you will accomplich the financial objectives you have set for yourself. Any and all recommendations and course-corrections will be made at our regular progress meetings every four months.

5. Income Tax Planning: During the last four months of each year we will do serious income tax planning for you with two objectives in Mind: Seek ways to reduce taxes, and… Make sure there are no "surprises" next April.

6. Income Tax Preparation: During the first quarter of each year we will fully review your return and ensure your tax return is filed on-time.

7. Estate: Once every three years we will fully review your Estate Plan with the objective of:

• Ensuring your wishes are clearly established in your estate planning documents.
• Making sure a sensible plan is in place to manage your assets if ever you are unable or unwilling to manage your own affairs.
• Establishing a plan for your money to make it into the next generation and to survive beyond that, and…
• Create a structure that will bring your heirs closer together, as opposed to many Estate Plans which create animosity and conflicts about the money after you’re gone.

8. Goals: We commit to contacting you proactively prior to every goal date you have established to give you the "game plan" for the accomplishment of each of your goals. Once per year we will review your "Goal Blueprint" describing, in detail, the strategies and tactics envisioned by your plan for the accumulation of assets and the specific funding plan for every goal on your Financial Road Map.

9. Cash and Debt Management: We work with you to establish adequate cash reserves to handle financial issues that come up in life. This involves establishing a debt elimination plan, if necessary, as well as major purchase assistance. For example, when it’s time to buy a car, we want to help make sure you get a good deal on the price and we will make a recommendation as to the smartest way to pay for it. Buying or refinancing a house or any other major purchase would trigger additional help from us.

10. Comprehensive Safety Review: Once each year, and more often if necessary, we will have a meeting focused primarily on increasing the safety of your plan. We will identify every risk to your plan and our team of skilled subject matter experts in every major area of finance will peer-review every recommendation made and contemplate strategies to address every risk we can envision. Our team will also fully review every kind of insurance and to determine the right kinds & amounts of insurance needed in your situation, or whether you have policies which are not needed at all.